Student Interest in the Use of M-Banking in Single Tuition Payment
https://doi.org/10.35877/454RI.qems1584
Keywords:
User Interest, M-Banking Usage, Single Tuition Payment, Sequential Exploratory Design
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Abstract
This study was performed to assess student interest in using M-Banking to pay Single Tuition Fees. This research used a hybrid methodology, which combines qualitative and quantitative approaches. Sequential Exploratory Design is the sort of combination study performed, which employs qualitative approaches in the early stages of research and quantitative methods in the later stages. Quantitative approaches with an average score will be implemented. The average score of the indicators of student interest in M-Banking users in the payment of Single Tuition is 99.73%, according to the findings and conclusions of this study. This indicates that student interest in M-Banking is extremely high, particularly among FEBI UINSU students. The average score for the indicator of entrepreneurial interest is 99.96%. This indicates that the category falls within the high range, indicating that the average indicators of M-Banking users among FEBI UINSU students fall within the high range. The study also found that students use M-Banking since they can do transactions from home at any time. The average student can use an M-Banking app to pay tuition. This implies that student interest in M-Banking for single tuition costs is quite influential.
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Bakhtiar, M. R., Kartika, E., & Listyawati, I. (2020). Faktor-faktor pengaruh minat nasabah pengguna internet banking Bank Syariah Mandiri. Al Tijarah, 6(3), 156–167.
Chaimaa, B., Najib, E., & Rachid, H. (2021). E-banking overview: concepts, challenges and solutions. Wireless Personal Communications, 117, 1059–1078.
Chuang, C. C. (2019). Adopt m-banking as a successful business strategy. International Research Journal of Applied Finance, 10(4), 160–169.
Dash, G., Kiefer, K., & Paul, J. (2021). Marketing-to-Millennials: Marketing 4.0, customer satisfaction and purchase intention. Journal of Business Research, 122, 608–620.
Fauzi, A. A., Kom, S., Kom, M., Budi Harto, S. E., MM, P. I. A., Mulyanto, M. E., Dulame, I. M., Pramuditha, P., Sudipa, I. G. I., & Kom, S. (2023). PEMANFAATAN TEKNOLOGI INFORMASI DI BERBAGAI SEKTOR PADA MASA SOCIETY 5.0. PT. Sonpedia Publishing Indonesia.
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Geng, R., & Chen, J. (2021). The influencing mechanism of interaction quality of UGC on consumers’ purchase intention–an empirical analysis. Frontiers in Psychology, 12, 697382.
Ghahtarani, A., Sheikhmohammady, M., & Rostami, M. (2020). The impact of social capital and social interaction on customers’ purchase intention, considering knowledge sharing in social commerce context. Journal of Innovation & Knowledge, 5(3), 191–199.
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Kotler, P., & Keller, K. L. (2016). Manajemen Pemasaran. edisi.
Latumaerissa, J. (2017). Bank & lembaga keuangan lain: teori dan kebijakan. Mitra Wacana Media.
Legowo, M. B., Subanija, S., & Sorongan, F. A. (2020). Role of FinTech mechanism to technological innovation: A conceptual framework. International Journal of Innovative Science and Research Technology, 5(5), 1–6.
Marisa, O. (2020). Persepsi kemudahan penggunaan, efektivitas, dan risiko berpengaruh terhadap minat bertransaksi menggunakan financial technology. Jurnal Administrasi Kantor, 8(2), 139–152.
Monica, N., & Tama, A. I. (2017). Pengaruh Persepsi Manfaat, Persepsi Kemudahan, Persepsi Kenyamanan, Norma Subjektif Dan Kepercayaan Terhadap Minat Menggunakan Electronic Commerce. JRAK: Jurnal Riset Akuntansi Dan Komputerisasi Akuntansi, 8(1), 29–44.
Muliana, M., Suleman, A. R., Arif, N. F., Simatupang, S., Sitepu, C. N. B., Wahyuddin, W., Nurmiati, N., Putra, A. H. P. K., Sherly, S., & Grace, E. (2020). Pengantar Manajemen. Yayasan Kita Menulis.
Novikov, S. V. (2020). Data science and big data technologies role in the digital economy. TEM Journal, 9(2), 756–762.
Pambudi, B. S. (2014). Pengaruh Persepsi Manfaat, Persepsi Kemudahan, Keamanan dan Ketersediaan Fitur terhadap Minat Ulang Nasabah Bank dalam Menggunakan Internet Banking (Studi pada Program Layanan Internet Banking BRI). Competence: Journal of Management Studies, 8(1).
PREDANA, P. G. W., JAYAWARSA, A. A. K., PURNAMI, A. A. S., LARASDIPUTRA, G. D., & SAPUTRA, K. A. K. (2020). Effect Of Easy In The Use, Trust And Benefits Of The Use Of Mobile Banking Services. International Journal of Environmental, Sustainability, and Social Science, 1(2), 36–40.
Rampen, D. E. C., & Sihotang, J. I. (2021). Analisis Penggunaan Layanan Mobile Banking Terhadap Transaksi Pembayaran Menggunakan Metode Extended TAM. Cogito Smart Journal, 7(1), 85–95.
Romadloniyah, A. L., & Prayitno, D. H. (2018). Pengaruh Persepsi Kemudahan Penggunaan, Persepsi Daya Guna, Persepsi Kepercayaan, Dan Persepsi Manfaat Terhadap Minat Nasabah Dalam Menggunaan E-Money Pada Bank Bri Lamongan. Jurnal Akuntansi, 3(3), 699.
Sari, D. M., Fasa, M. I., & Suharto, S. (2021). MANFAAT DAN RISIKO PENGGUNAAN LAYANAN PERBANKAN MELALUI APLIKASI MOBILE BANKING. Al-Infaq: Jurnal Ekonomi Islam, 12(2), 170–182.
Sari, S. P. (2020). Hubungan Minat Beli Dengan Keputusan Pembelian Pada Konsumen. Psikoborneo: Jurnal Ilmiah Psikologi, 8(1), 147.
Sharma, S. K. (2019). Integrating cognitive antecedents into TAM to explain mobile banking behavioral intention: A SEM-neural network modeling. Information Systems Frontiers, 21(4), 815–827.
Sharma, S. K., & Al-Muharrami, S. (2018). Mobile banking adoption: Key challenges and opportunities and implications for a developing country. Emerging Markets from a Multidisciplinary Perspective: Challenges, Opportunities and Research Agenda, 75–86.
Sukaesih Kurniati, P., & Suryanto, S. (2022). The Role of the Indonesian Government in the Era of Banking Disruption Innovation. Journal of Eastern European and Central Asian Research, 9(1).
Wibowo, S. F., Rosmauli, D., & Suhud, U. (2015). Pengaruh Persepsi Manfaat, Persepsi Kemudahan, Fitur Layanan, Dan Kepercayaan Terhadap Minat Menggunakan E-Money Card (Studi Pada Pengguna Jasa Commuterline Di Jakarta). JRMSI-Jurnal Riset Manajemen Sains Indonesia, 6(1), 440–456.
Widanengsih, E. (2021). Technology acceptance model to measure customer’s interest to use mobile banking. Journal of Industrial Engineering & Management Research, 2(1), 73–82.
